Over 48 million Americans do not have health insurance. Often people are forced to go without healthcare because they can't afford the exorbitant prices. America Protect® offers healthcare coverage that is affordable, easy to use and understand, and covers many different types of medical expenses. Now you can afford to care for you and your family by calling America Protect® at 1-866-339-8464

America Protect® has partnered with the National Congress of Employers (NCE) to create an affordable alternative to healthcare. These defined benefit medical plans offer a viable, lower-cost alternative to meet the basic healthcare needs for you and your family.

These plans generally cost hundreds of dollars a month less than traditional comprehensive major medical plans. Our medical plans provide limited insurance protection from AM Best rated carriers with defined limited benefits for hospital stays, surgical procedures, doctor visits, emergency room visits, wellness care, prescription drugs, as well as accident and AD&D insurance.

Please review the information on this site to familiarize yourself with the available plans and options. We have designed this site to help answer most of your questions, however, if you have additional questions please call our Customer Support Center at 1-866-339-8464.

Medical Plan Highlights

- No Health Questions Asked

- National Availability

- First Dollar Coverage

- Benefits Assignable to Physician or Hospital

- No Network Restrictions (See any Doctor)

- National PPO Network Included

- Portable Coverage

- Stable Rates

- Premiums paid through Monthly Bank Draft
or Major Credit Card

- First Hospital Admission
up to $1,000

- Daily Hospital Benefit
up to $1,000 per day (up to 30 days per year)

- Intensive Care Benefit
up to $1,000 per day (up to 15 days of confinement)

- Surgical Benefit
up to an Unlimited Maximum per surgery (based onRBRVS)

- Anesthesia
up to 25% of Surgical Benefit

- Doctor Office Visits
up to $100 per visit, per person (5 visits per year)

- Wellness/Preventative Care Visits
up to $100 per visit, per person (1 visit per year)

- Emergency Room Visits
up to $100 per visit, per person (1 visit per year)

- Medical Accident Benefit
up to $5,000 per covered accident/per year $100 Deductible

- Accidental Death & Dismemberment
up to $15,000 per insured

The insurance benefits listed above are underwritten by AM Best Rated Insurance Carrier and are subject to the company's underwriting guidelines, exclusions, limitations, terms and conditions of coverage as set forth in the insurance policy and certificate which includes a pre-existing limitation and other restrictions.